How do I know if my insurance company acted in bad faith?
The Texas Insurance Code outlines unfair and deceptive acts that can be considered bad faith, including, but limited to:
- Misrepresenting the terms of your policy.
- Misrepresenting benefits or advantages in the policy.
- Misrepresenting facts and policy provisions.
- Failing to attempt to act in good faith, fairly and promptly, in a settlement.
- Failing to promptly provide a reasonable explanation of a claim denial.
- Failing to affirm or deny coverage of a policyholder within a reasonable time.
- Making an untrue statement of material fact.
- Making a material misstatement of law.