What are some of the common “bad faith” claims that are made?

Every individual circumstance is different, so it is important to understand that not every bad faith claim will look the same. However, some of the more common reasons bad faith claims are made include, but are not limited to:

  • The insurer failing to communicate with you about your claim despite your frequent attempt at communication.
  • An outright denial of your claim without a reasonable explanation on why it was denied.
  • Unnecessary paperwork and questioning in order to delay the payment of your claim.
  • Minimal offers on claims payments that are not supported by facts or documents.
  • Failure to properly investigate the claim.
  • Failure to promptly pay the claim.
  • Failure to pay a portion of your claim that is not disputed.
  • Refusal to defend a lawsuit for a covered insurance policyholder.