M&M: What to know about civic authority coverage

Civil Authority Coverage, Natural Disasters, and the Coronavirus While most business owners are probably familiar with the more common types of insurance claims, they may be at a loss when it comes to seeking coverage for more rare types of damage. After a year like 2020, business owners are probably dealing with some pretty rare […]

The Top 6 Bad Faith Practices of Commercial Insurers

Just like other businesses, insurance companies are interested in making money. Because of this, they will sometimes act in bad faith in order to avoid paying out the compensation their policyholders deserve. One of the best ways to avoid falling victim to these bad faith practices is to be aware of them beforehand. Today, your […]

5 Common Insurance Claims You Need to Know About

While insurance policies may vary widely in the kinds of losses they cover, the sorts of claims a person might make come in a few common forms. Whether you’ve been involved in a car accident or suffered a house fire, you may be able to file an insurance claim for the compensation you need.  Unfortunately, […]

Time is of the Essence: COVID-19 Business Interruption Claim Deadlines Approaching

It has been a year since the COVID-19 pandemic began and drastically changed the world and the way society functions.  This date is doubly important for business owners and policyholders who may not be aware that the deadline for filing a COVID-19 business interruption insurance claim is fast approaching. Depending on the specifics of your […]

What to Know About Life Insurance and COVID-19

Life insurance is a valuable resource for anyone, as it pays out a lump sum to family and/or other dependents in the event you pass away during the term of the policy. A life insurance policy affords the peace of mind that loved ones will be financially protected in the event of your death, and […]

Seeking Compensation Through COVID-19 Business Interruption Claims

COVID-19 has had a devastating impact not only on the American people, but also on the economy. Many businesses are closed in order to do their part to slow the spread. Because of this, business interruption relief is in high demand. Unfortunately, many businesses are seeing their claims denied, even if their policy doesn’t exclude […]

Cheers Owner Sues Over Business Coverage Denial

The owner of Cheers in Boston is suing its insurance carriers over what it claims was a wrongful denial of its business interruption insurance claims. Hampshire House, the owner of five restaurants and a distribution center, claims to have lost millions of dollars due to the pandemic. As the novel coronavirus spread across the globe […]

Basic Tips to Keep in Mind When Submitting your Hurricane Hanna Claim:

Here are some basic tips to keep in mind when submitting your Hurricane Hanna claim: IMPORTANT: If you have any doubt about which of your insurance policies will apply, SUBMIT YOUR CLAIM TO YOUR HOMEOWNERS INSURANCE COMPANY, YOUR WINDSTORM CARRIER (if separate) and YOUR FLOOD INSURANCE CARRIER. Each policy, if applicable, covers different damage. 1. […]

Tips for Fighting Against a Business Interruption Denial

Many business owners are filing business interruption claims for the first time this year. As COVID-19 has spread across the globe, shutdowns and social distancing have necessarily followed it. Businesses that rely on a healthy economy are finding themselves facing substantial financial difficulties.  One way to seek financial support for the time your business will […]

What Business Owners Should Know About Business Interruption Insurance Claims

COVID-19 has monumentally shifted how the world does business, putting a great deal of small business owners in financial hardship. While the government has given small businesses and large corporations some monetary relief, the case still stands that business owners are living through a time of great financial turmoil.  Business interruption insurance might be the […]