Insurance Terms to Know: Actual Cash Value and Recoverable Cash Value

After suffering a loss covered by your home insurance policy, you may make some assumptions about what is owed to you. But did you know your home insurance policy may entitle to you to one of two different insurance benefits? Depending on the type of policy you have, you may receive either actual cash value […]

FAQs About Bad Faith Insurance

After filing an insurance claim, most families will expect their insurer to act in good faith. As a policyholder, it’s natural to expect the process to work in your favor, especially when you have maintained a solid payment record. When an individual has been involved in a situation that affects their way of life, compensation […]

Bad Faith Insurance Tactics to Watch for When Making a Fire Insurance Claim

During the holiday season, accidental fires tend to occur more frequently because of various reasons: Christmas trees catching ablaze, bad wiring on Christmas lights igniting, electric blankets malfunctioning, or electrical space heaters being placed too close to fire hazards. When a family faces a catastrophic event like a house fire, the stress added on by […]

Avoid a Car Insurance Claim this Holiday Season

The holiday season is one of the most joyful times of the year; there’s family, friends, food, and a festive spirit that makes the whole time of the year seem like one giant celebration. However, a day of celebration can quickly turn into a moment of tragedy, especially if you or a loved one are […]

Holiday Safety Tips to Help You Avoid Personal Injury Claims

‘Tis the season to be jolly, but if you’re unfortunate, the holiday season can also mean personal injury. Every year, thousands of people end up in the hospital because of holiday-related injuries. Whether you’re putting up lights, hanging wreaths, preparing a festive meal, traveling, or just working in wintry weather, you’ll want to be a […]

Avoid Being a Victim of Bad Faith Negotiating Practices in Texas

Every insurance company owes it to their policyholders to act in good faith. When an insured individual has been involved in a circumstance that directly affects his or her way of life, the policyholder usually files an insurance claim immediately so that compensation can be granted and to diminish unexpected financial burdens. Lamentably, policyholders face […]

Staying Safe: Avoid A Holiday Home Insurance Claim

The holiday season is one of the most joyous times of the year. There’s a wonderful abundance of family, friends, festivities, and cheer. But there’s also an increased risk for a holiday mishap. Especially fires. Naturally, the first instinct is to turn to your homeowners insurance company after a disaster. Once a claim is filed, […]

Does Your Insurance Truly Have Your Best Interest in Mind?

In life, one thing that is guaranteed and cannot be avoided is change, and it sometimes comes as a surprise whether one likes it or not. But there are two types of change: those that we embrace and the ones that negatively affect our well being. So, what do you do when life throws you […]

Be Aware! What You Should Know About Life Insurance Claims

Life insurance policies can help a family financially prepare for the unfortunate loss of a loved one. Life insurance policies traditionally require that the insured policy owner pay premiums to the insurance company under the agreement that the insurer will pay a certain amount of money to the beneficiary after death. When the insured individual […]

Bad Faith Insurance: How to Get Your Insurer to Pay

If you are having to file an insurance claim, it’s likely due to the fact that you have just suffered through a terrible event. Having to deal with the unscrupulous tactics of an insurance company is the last thing you need on your plate during this time. Luckily, there are steps that you can take […]