Everything You Need to Know About Insurance Denials in the Emergency Room

Being rushed to the emergency room can be a nightmare scenario for everyone involved. The stress and worry over the well-being of a loved one and costly medical services can put a lot of pressure on individuals. Now imagine if your insurance denies coverage for this visit. Alarmingly, it could even be deemed that your […]

Seniors With Long-Term Health Care Claims: Victims of Bad Faith Insurance

As the baby boomer population reaches their senior years, they have begun to seek out the benefits of the long-term care insurance they purchased years ago. These policies were set to provide benefits which are not normally included in traditional health insurance policies. However, these long-term care policies have lead to a substantial growth of […]

Major Insurance Company Acts in Bad Faith, Settles in a Major Class-Action Lawsuit

A class-action lawsuit filed in 2012 has finally been settled with a big name in the insurance industry having to pay out those they have wronged. State Farm has gathered the attention of the public eye recently when they settled a class-action lawsuit for $250 million. It was claimed that the company tried to defraud […]

6 Mistakes That Can Absolutely Kill Your Storm Damage Claim

Just a few weeks ago, heavy rain and flooding forced families all across the Rio Grande Valley to evacuate their homes and save what they could. Communities all across the Rio Grande Valley were flooded, including neighborhoods in Weslaco, McAllen, Mission, and Edinburg. The water flooded thousands of homes and business with up to 3-feet […]

Taking Charge: How To Write An Effective Bad Faith Demand Letter To Your Insurer

When you have upheld your end of the insurance contract and paid your monthly premiums on time, it’s only right that you would expect your insurer to uphold theirs. Insurance companies have the legal duty to assist you with a claim and pay out the correct amount of damages. Unfortunately, many insurers put profits before […]

Texas Supreme Court Issues New Bad Faith Standards

The Texas Supreme Court has set a new precedent regarding statutory bad faith. On April 7, 2017, the high court addressed the issue in a lengthy 37-page opinion, establishing five rules about statutory bad faith in the state’s Insurance Code. These news standards will determine when a policyholder can recover damages and policy benefits from […]

Bad Faith and Canceled Policies

Insurance companies have a number of tactics they use when they are attempting to act in bad faith. One of the most objectionable actions that an insurer can take is to cancel a policy after having received premium payments for years.The attorneys at Millin & Millin recognize such bad faith insurance tactics for what they […]

FAQs About Bad Faith Insurance

After filing an insurance claim, most families will expect their insurer to act in good faith. As a policyholder, it’s natural to expect the process to work in your favor, especially when you have maintained a solid payment record. When an individual has been involved in a situation that affects their way of life, compensation […]

Bad Faith Insurance Tactics to Watch for When Making a Fire Insurance Claim

During the holiday season, accidental fires tend to occur more frequently because of various reasons: Christmas trees catching ablaze, bad wiring on Christmas lights igniting, electric blankets malfunctioning, or electrical space heaters being placed too close to fire hazards. When a family faces a catastrophic event like a house fire, the stress added on by […]

Texas court affirms no bad faith occurred in the denial of a claim due to contract terms.

After purchasing a building in 1994, a Houston man known as Davis, found himself in a horrible bind after realizing that his roof had sustained damages from natural causes. When Davis originally purchased the building, he knew that the roof was composed of asphalt and a rubber material, but he didn’t know the exact age […]